:root{
  --brand:#0e5a6b;
  --brand-dark:#093f4b;
  --accent:#f2a33a;
  --accent-dark:#c97d14;
  --ink:#1c2a30;
  --muted:#52646b;
  --bg:#ffffff;
  --bg-soft:#f3f8f9;
  --line:#cfe2e6;
  --card-border:1px solid var(--line);
  --radius:12px;
  --max:1120px;
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto}
a{color:var(--brand)}
a:hover{color:var(--brand-dark)}
h1,h2,h3{line-height:1.25;color:var(--brand-dark)}
h1{font-size:clamp(1.8rem,4.2vw,2.6rem);margin:.2em 0 .4em}
h2{font-size:clamp(1.4rem,3vw,1.85rem);margin:1.6em 0 .5em}
h3{font-size:1.2rem;margin:1.3em 0 .4em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:8px;background:#fff;padding:8px;z-index:100}

/* Header */
.site-header{background:#fff;border-bottom:var(--card-border);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--brand-dark);font-weight:800;font-size:1.05rem;line-height:1.1}
.brand svg{flex:0 0 auto}
.brand small{display:block;font-weight:500;color:var(--muted);font-size:.75rem}
.nav{display:flex;align-items:center;gap:4px}
.nav a{text-decoration:none;color:var(--ink);padding:10px 10px;border-radius:8px;font-size:.95rem}
.nav a:hover{background:var(--bg-soft)}
.nav .btn{margin-left:6px}
.nav-toggle{display:none;background:none;border:var(--card-border);border-radius:8px;width:48px;height:48px;cursor:pointer;color:var(--brand-dark)}
@media (max-width:980px){
  .nav{display:none;position:absolute;left:0;right:0;top:64px;background:#fff;flex-direction:column;align-items:stretch;padding:8px 16px 16px;border-bottom:var(--card-border)}
  .nav.open{display:flex}
  .nav a{padding:14px 10px}
  .nav .btn{margin:8px 0 0;text-align:center}
  .nav-toggle{display:inline-flex;align-items:center;justify-content:center}
}

/* Buttons */
.btn{display:inline-block;background:var(--accent);color:#1c1300;font-weight:700;text-decoration:none;padding:12px 20px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;min-height:44px}
.btn:hover{background:var(--accent-dark);color:#fff}
.btn-outline{background:transparent;color:#fff;border:2px solid #fff}
.btn-outline:hover{background:#fff;color:var(--brand-dark)}
.btn-ghost{background:transparent;color:var(--brand-dark);border:2px solid var(--brand)}
.btn-ghost:hover{background:var(--brand);color:#fff}

/* Hero */
.hero{background:linear-gradient(135deg,var(--brand-dark),var(--brand));color:#fff;padding:40px 0 36px}
.hero h1{color:#fff;margin-top:0}
.hero p.lead{font-size:1.15rem;max-width:720px;margin:0 0 18px;color:#e6f3f5}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 20px;padding:0;list-style:none}
.pills a,.pills span{display:inline-block;background:#fff;color:var(--brand-dark);text-decoration:none;font-weight:600;font-size:.92rem;padding:8px 14px;border-radius:999px}
.pills b{color:var(--accent-dark)}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.hero .phone{color:#fff;font-weight:700;font-size:1.1rem}
.page-hero{background:var(--bg-soft);border-bottom:var(--card-border);padding:28px 0 22px}
.page-hero p.lead{font-size:1.1rem;color:var(--muted);max-width:760px;margin:0}
.crumbs{font-size:.88rem;color:var(--muted);margin:0 0 6px}
.crumbs a{color:var(--muted)}

/* Trust bar */
.trust{background:#fff;border-bottom:var(--card-border)}
.trust ul{list-style:none;margin:0;padding:14px 16px;display:flex;flex-wrap:wrap;gap:10px 26px;justify-content:center;max-width:var(--max);margin:0 auto}
.trust li{font-weight:600;color:var(--brand-dark);font-size:.95rem}
.trust li::before{content:"\2713";color:var(--accent-dark);margin-right:6px;font-weight:800}

/* Content */
main{display:block}
.section{padding:34px 0}
.section.soft{background:var(--bg-soft)}
.content{max-width:820px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.card{border:var(--card-border);border-radius:var(--radius);padding:20px;background:#fff}
.card.featured{border:2px solid var(--brand)}
.card h3{margin-top:0}
.card a.more{font-weight:700;text-decoration:none}
.tag{display:inline-block;background:var(--accent);color:#1c1300;font-size:.75rem;font-weight:700;padding:3px 10px;border-radius:999px;margin-bottom:6px}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding:0 0 14px 48px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.check{list-style:none;padding:0}
.check li{padding-left:28px;position:relative;margin:6px 0}
.check li::before{content:"\2713";position:absolute;left:0;color:var(--brand);font-weight:800}
.x li::before{content:"\2715";color:#a33}
table{border-collapse:collapse;width:100%;margin:12px 0 20px;font-size:.95rem}
th,td{border:var(--card-border);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--bg-soft);color:var(--brand-dark)}
.table-wrap{overflow-x:auto}
.keytakeaway{border:2px solid var(--brand);border-radius:var(--radius);padding:16px 20px;background:var(--bg-soft);margin:18px 0}
.keytakeaway h2{margin-top:0;font-size:1.2rem}
.toc{border:var(--card-border);border-radius:var(--radius);padding:14px 20px;margin:16px 0}
.toc h2{font-size:1.05rem;margin:0 0 6px}
.byline{color:var(--muted);font-size:.92rem}
.area-links{columns:3 220px;list-style:none;padding:0;margin:10px 0}
.area-links li{margin:0 0 8px;break-inside:avoid}

/* FAQ */
details.faq{border:var(--card-border);border-radius:10px;padding:0 16px;margin:10px 0;background:#fff}
details.faq summary{cursor:pointer;font-weight:700;padding:14px 0;color:var(--brand-dark);list-style-position:outside}
details.faq > div{padding:0 0 14px}
details.faq[open] summary{border-bottom:var(--card-border);margin-bottom:10px}

/* CTA band */
.cta-band{background:var(--brand-dark);color:#fff;padding:30px 0;text-align:center}
.cta-band h2{color:#fff;margin:0 0 8px}
.cta-band p{margin:0 0 16px;color:#d8ecef}
.cta-band .ctas{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}

/* Form */
.form{display:grid;gap:14px;max-width:640px}
.form label{font-weight:600;display:block;margin-bottom:4px}
.form input,.form select,.form textarea{width:100%;padding:12px;border:1px solid #9fbcc3;border-radius:8px;font:inherit;min-height:44px;background:#fff}
.form textarea{min-height:120px}
.form .row{display:grid;gap:14px;grid-template-columns:1fr 1fr}
@media (max-width:600px){.form .row{grid-template-columns:1fr}}
.botcheck{position:absolute;left:-9999px;opacity:0;height:0;width:0;pointer-events:none}
.notice{border:2px solid var(--brand);background:var(--bg-soft);border-radius:var(--radius);padding:14px 18px;display:none}
.notice.show{display:block}

/* Footer */
.site-footer{background:#0b2f37;color:#cfe3e7;padding:34px 0 20px;font-size:.95rem}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.site-footer h2{color:#fff;font-size:1rem;margin:0 0 10px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:0 0 8px}
.footer-grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.footer-base{border-top:1px solid #1e4a54;margin-top:24px;padding-top:14px;font-size:.85rem;color:#9fbcc3}